Disability, Dental and Vision Insurance
Our ability to protect our income becomes even more critical when money is tight. You may be surprised to learn how affordable it is to have disability insurance when you own your policy yourself instead of having to rely on an employer providing it.
We pay the cost of dental care later if we don't get the check-ups and preventative care now. And you can have a policy that allows you many more options than typical employer offerings.
Vision discount plans look like insurance but are really just that, discounts. What if you could own a vision policy that covers the smaller things like exams and correction materials, but also covers the big things like eye surgeries, illness, or injuries?
Health and Life
The
Towers Perrin 2008 Health Care Cost Survey revealed that the cost of medical care paid by employees has increased by 58% since 2003. Standard health insurance is very important, but it continues to cover less. And it doesn't cover the many personal costs of illness or injuries at all.
Where will you go for the cash to cover the additional costs of getting better? We can help.
Life insurance is the last thing that many of us think of. We assume it's a hassle to qualify and costs more than we can afford. We can help with affordable life insurance that you own yourself.